Traffic routing overkill?

[rofl cake]

I wanted your opinion on this setup. Do you think it's overkill? Or is it a mad-man's setup?

# # # # # #         # # # # # #         # # # # # # # # #
#         #   VPN   # VPN     #         #               #         # # # # # # #
#  client # ------\ # server  # ------\ # proxy         # -------\#  internet #
#         # ------/ #         # ------/ #               # -------/#           #
#         #         #         #         # 127.0.0.1:7331#         # # # # # # #
# # # # # #         # # # # # #         # # # # # # # # #

or even;

# # # # # #         # # # # # #         # # # # # # # # #
#         #   VPN   # VPN     #         #               #  ?(Tor  # # # # # # #
#  client # ------\ # server  # ------\ # proxy         # -------\#  internet #
#         # ------/ #         # ------/ #               # -------/#           #
#         #         #         #         # 127.0.0.1:7331#         # # # # # # #
# # # # # #         # # # # # #         # # # # # # # # #